What are the SSDI eligibility requirements in New Jersey?
By Hogan Smith
Updated 11/07/2025
Applying for Social Security Disability Insurance (SSDI) in New Jersey requires meeting specific criteria set by the Social Security Administration (SSA). Eligibility for SSDI is based on your work history, medical condition, and the severity of your disability. To qualify, you must have worked for a certain number of years, depending on your age, and paid into the Social Security system. In addition, your disability must be severe enough to prevent you from engaging in substantial gainful activity (SGA) for at least 12 months. The application process includes submitting medical records, completing detailed forms, and often, waiting for long periods to receive a decision.
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1. What Are the SSDI Eligibility Requirements in New Jersey?
To qualify for SSDI (Social Security Disability Insurance) benefits in New Jersey, you must meet the following criteria:
- Work History – You must have worked and paid Social Security taxes for a certain number of years. The required years vary based on your age at the time of your disability.
- Disability Severity – Your condition must be serious enough to prevent you from doing any substantial work and must last for a minimum of 12 months or result in death.
- Medical Proof – You’ll need to submit sufficient medical records to demonstrate that your disability qualifies under SSA’s guidelines.
- Social Security Credits – You need to have earned enough credits through your previous work, generally 40 credits, with at least 20 of them earned in the last 10 years.
2. Why Legal Assistance Can Be Crucial
Enlisting legal help can prevent common mistakes that might cause delays or rejections:
- Ensure Comprehensive Documentation – A lawyer can assist in gathering the right medical evidence to strengthen your case.
- Avoid Missing Deadlines – Legal experts ensure all forms, appeals, and documents are submitted on time.
- Correctly Complete Your Application – A legal professional can guide you in providing the correct work and disability history to meet SSA's requirements.
3. When to Consult an SSDI Lawyer
Legal assistance can be helpful at various stages of the SSDI process:

- Before You Apply – It’s wise to seek legal advice before submitting your application to make sure it meets SSA’s standards.
- After a Denial – If your application is denied, an attorney can assist with the appeals process and help gather additional evidence to strengthen your case.
- During an Appeal Hearing – Having a lawyer represent you at hearings can enhance your chances of success and ensure the process runs smoothly.
How Hogan Smith Can Help
At Hogan Smith, we know that navigating the SSDI eligibility requirements in New Jersey can be complex. Our skilled team is here to simplify the process for you. We can:
- Assess your situation to determine if you meet the necessary qualifications for SSDI or other disability benefits.
- Collect and organize your medical records to ensure your claim is well-supported by the right documentation.
- Guide you through the application process, helping you avoid pitfalls that could lead to delays or denials.
- Assist with appeals if your claim is denied, including representing you in hearings with an Administrative Law Judge (ALJ).
Contact Hogan Smith Today
If you're wondering if you qualify for SSDI in New Jersey, understanding the eligibility requirements is crucial. Our knowledgeable team is here to guide you through the process and help you meet all the necessary criteria. Contact us today for a free consultation. We’ll help you assess your work history, medical documentation, and Social Security credits to ensure your application is complete. Don’t wait—reach out now to get the expert support you need and maximize your chances of approval.
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