Step 1: Application Submission and Initial Review

In New Jersey, the process begins with:

• Filing a comprehensive SSDI application with personal, medical, and work information.
• An initial screening to ensure the application is complete and meets basic criteria.
• Gathering preliminary supporting medical evidence.

Step 2: State Disability Determination Services (DDS) Evaluation

The New Jersey DDS will:

• Review your medical records and test results to confirm diagnosis and severity.
• Request additional medical exams or information if necessary.
• Determine if your condition meets SSA’s definition of disability.

Step 3: Functional Capacity and Work History Assessment

The SSA considers whether you can:

• Perform your past relevant work tasks.
• Engage in any other type of employment given your limitations.
• Include vocational factors such as age, education, and skills.

Step 4: Decision and Notification

After evaluation, you will receive:

• A written decision letter explaining approval or denial.
• Details on the appeals process if your claim is denied.
• Information on when benefits will start if approved.

Common Obstacles in the Process

Applicants should watch out for:

• Incomplete or conflicting medical documentation delaying approval.
• Not meeting the SSA's strict disability criteria.
• Missing deadlines for submission or appeals.
• Lack of clear evidence on how disability impacts work ability.