What is the maximum SSDI for a couple in New Jersey? In New Jersey, the maximum Social Security Disability Insurance (SSDI) benefits for a couple depend on the individual benefits that each spouse qualifies for, but there is a cap on the total family benefit. Typically, the combined SSDI amount for a couple cannot exceed about 150% of the worker’s full benefit, which for 2024 means a maximum around $4,446 per month although exact figures vary based on each case. The Social Security Administration (SSA) calculates this to ensure the total payout for a couple does not surpass their limits.

At Hogan Smith, we assist couples in New Jersey by helping you fully understand and maximize your SSDI benefits within state and federal guidelines. Our team guides you through the complex calculations of combined SSDI limits, ensures your documentation correctly reflects your earnings records, and advocates for your maximum entitled benefits.