Purpose of PASS Program

The PASS program assists SSDI recipients in New Jersey by:

• Permitting savings for work-related expenses without affecting SSA benefit eligibility.
• Supporting financial independence through a structured savings plan.
• Helping recipients invest in education or job training to enhance employability.

Eligibility Requirements

To qualify for PASS, applicants must:

• Be currently receiving SSDI benefits in New Jersey.
• Have a clear work goal that guides the plan.
• Demonstrate that your plan is reasonable and achievable.
• Be willing to provide documentation and updates to the SSA.

What Expenses Are Allowed?

Your PASS plan may cover:

• Education costs like tuition or books.
• Funds for vocational training or certifications.
• Purchase of equipment or tools needed for your job.
• Starting or expanding a small business.

How PASS Affects SSDI Benefits

Funds set aside in a PASS plan:

• Are excluded from income and resource limits during the plan's duration.
• Allow you to save without risking benefit loss.
• Can help you work toward financial self-sufficiency safely.

Application Process

Starting a PASS involves:

• Submitting a written plan describing your goal and expenses to the SSA.
• Providing proof of your disability and SSDI eligibility.
• Receiving approval before beginning to set aside funds.